Insurance Claims 101: Collision Repair There are only two reasons why we purchase car insurance. First, it is a state requirement; second, it will protect your assets if an accident occurs. You will be thankful for those monthly payments if an accident occurs. The people from Val Caron Insurance claims will surely help you out in times like these. If you don’t have a car insurance you might have to pay for the car repairs and the medical bills. In fact, if you are found at fault chances are you will also have to pay for the damages incurred by the other party which could include medical bills, wages, property damage, et cetera. So when you think about it paying those premiums is well worth it. The only hitch is up not all car insurance claims are accepted. If your claim is denied it is a traumatic experience. Always remember to drive safely. When you compare auto insurance rates you’ll find that the people who have clean driving records and zero claims get the best deals. All drivers whether you are a careful one or a reckless one all goes to an accident at some point in their driving life. These following counter measures will ensure your well-being is protected and increases the chances of your claim being accepted. After an accident, call 911 right away. Doing so will allow you to alert paramedics and the police. Both of which are necessary in the aftermath of an accident even if there are no obvious injuries. All parties need medical attention. There are delayed and long-lasting effects for shock, whiplash, and internal injuries that you need to take care. Having a police report written up will ensure the car insurance claim process considerably. Take photographs. Take all photographs of all evidences of the damage either to the vehicles, properties, and the extend of physical damage. Make sure to get the information of the other parties. Get the other parties phone number, address and especially insurance information. If they are the ones at fault the damages incurred by you their insurance provider will cover. Ask bystanders for what they saw and ask them if they can are willing to provide witness accounts to the event. Make sure that you get their names and phone numbers. This will determined who was at fault by their testimonies they will provide so it is vital. Evaluate for yourself if you can file a claim for the damage. Your prospective auto car insurance rates and claim records are affected if you file a claim.
Options Tips for The Average Joe
It is important then that you evaluate first the damage before considering filing a claim. If you can fix it for yourself then it is better to do so.Options Tips for The Average Joe